Shoreline Wealth Advisory

Fees

What advice costs before you commit

Fees are quoted for a defined consultation. We do not charge a percentage of assets under advice as a default, and there is no software-style monthly subscription.

Wealth Planning Consultation

A structured review of income, pensions, investments, and tax wrappers, followed by a written plan you can act on with your existing providers.

From £1,450 for a household wealth planning consultation. Business-owner or multi-pension cases are quoted after a short scoping call.
Retirement Income Review

Map state pension, defined benefit, and defined contribution income so you know what you can draw sustainably before and after State Pension age.

From £950
Pension Transfer Second Opinion

An independent reading of a proposed defined benefit transfer or consolidation, focused on what you keep, what you lose, and the charges that follow.

From £1,100
Owner-Manager Cashflow Advice

Align salary, dividends, company pension contributions, and personal drawings so household and company cashflow stay in step.

From £1,250

What changes a quote

  • Number of pension schemes and whether any are defined benefit.
  • Whether company and personal cashflow must be modelled together.
  • Urgency — for example a transfer deadline already printed on a letter.
  • Whether you need a second written iteration after new valuations arrive.

Deposits and payment

A 40% booking deposit secures diary time for flagship wealth planning work. The balance is due when the written plan is delivered. Card and bank transfer are accepted; we do not take payment for investment products.

When we decline to quote

If you need discretionary management, day trading support, or preparation of HMRC returns, we will say so early and point you toward a suitable specialist rather than stretch this practice past its remit.

Ask for a scoped fee Read refund terms