Consultation
Retirement Income Review
Map state pension, defined benefit, and defined contribution income so you know what you can draw sustainably before and after State Pension age.
Who it is for
People within ten years of stopping full-time work, or already drawing pensions who want a clearer withdrawal order.
What you leave with
A retirement income map showing bridging options, tax bands, and a suggested sequence for drawing pots.
Scope
One discovery call, review of pension and State Pension forecasts you supply, and a written income map with a short follow-up.
Included
- Document checklist focused on pensions and State Pension
- One 90-minute planning session
- Written retirement income map
- One 30-minute clarification call
Not included
- Annuity broking
- Ongoing discretionary drawdown management
Who delivers the work
Shoreline adviser experienced in UK retirement income sequencing.
Process
- Share your planned leave date and current pension list
- Return valuations and State Pension forecast
- Attend the planning session
- Receive the income map and clarification call
Timeline
Usually two to three weeks.
Where we meet
Video across the UK; in-person by arrangement in Northern Ireland.
How to prepare
State Pension forecast, latest DC and DB statements, and a rough monthly spending figure.
Constraints
We do not guarantee investment returns or State Pension policy changes.
Fees
From £950