Flagship consultation
Wealth Planning Consultation
A structured review of income, pensions, investments, and tax wrappers, followed by a written plan you can act on with your existing providers.
Who it is for
UK households and business owners who want an independent second opinion before changing pensions, drawing down savings, or restructuring investments.
What you leave with
A plain-English wealth plan covering cashflow, pension sequencing, ISA and wrapper use, and a sequenced list of next steps with indicative timelines.
Scope
Two discovery conversations, a full review of documents you supply, a written recommendation pack, and a follow-up call to walk through decisions.
Included
- Document checklist and pre-meeting questionnaire
- Two 75-minute advisory sessions (video or in-person by arrangement)
- Written wealth plan with action priorities
- One 45-minute follow-up within 30 days
Not included
- Discretionary investment management or trading on your behalf
- Preparation of tax returns or company accounts
- Mortgage broking or insurance product sales
Who delivers the work
A Shoreline adviser qualified for UK retail investment advice, working from our Northern Ireland office with clients across Great Britain and Northern Ireland.
Process
- Submit an enquiry and share your aims and constraints
- Return the document checklist (statements, pension valuations, wills if relevant)
- Attend the discovery and planning sessions
- Receive the written plan and walk through it on the follow-up call
Timeline
Typically three to five weeks from first meeting to written plan, depending on how quickly documents arrive.
Where we meet
Remote across the UK, or by appointment near Ondricka-upon-Skiles, Northern Ireland.
How to prepare
Gather the latest pension statements, ISA and investment valuations, mortgage summary, and any inheritance or gift letters you already hold.
Constraints
We advise; we do not execute trades or transfer pensions without a separate engagement letter. Complex regulated product recommendations may require additional disclosure.
Fees
From £1,450 for a household wealth planning consultation. Business-owner or multi-pension cases are quoted after a short scoping call.